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Paying Bills When Addiction Steals All Your Money
And why you should expect a refund from me if you paid for this newsletter

Many years ago, in my twenties, I was a stay-at-home mom to three little noodles. Once a week, my husband, who was addicted to drugs and alcohol, would βallowβ me to spend exactly $100.00 on groceries to feed our family of five for the week.Β Β
I would walk the aisles, coupons in hand, looking for the best deals, trying to figure out what food would stretch us for the next seven days. Pasta, crackers, and frozen pizza. Never the brand names, no, no. And donβt even think about organic.Β
At the checkout counter, Iβd nervously watch the tally of each scanned item.Β
Sometimes, I went over by five or ten dollars.Β
On the drive home, I knew he would make me pay for it.Β One way or the other.
Walking through the garage door, my husband would be waiting for me and quickly ask for the receipt. Then, I would get the babies out of their car seats, set them up in the house, and grab the groceries out of the trunk while he stood at the kitchen counter hovering over the bill, reviewing every single item and asking questions, like βdo we really need two boxes of cereal?β
βIt was buy one get one free,β I would explain.Β
When I spent a little too much money on some splurge items like sugary cereal or goldfish crackers, I would display the items in the pantry in a certain way to make it appear I purchased more items for us than I really did. For example, I would put the cereal box facing forward on the shelf, not sidewaysβlittle tricks of the eye for angry husbands.Β
I was trying to please him by spending only the money he allowed AND playing by the rules he set up by making it seem like we had plenty.Β
Look what a good, obedient wife I am, hoping he would notice.
But hereβs the thingβ¦Β
He made six figures at his job.Β
Quick back-of-a-napkin math would reveal we had more than $100.00 to spend on groceries.Β
But you know what (and who) is getting my childrenβs goldfish money?Β
Cocaine. Pot. Beer. Vodka. And letβs not leave out how expensive the βCall Girlsβ can be.
The items he was budgeting for were items that fed his addiction. Not his family.
The satiation of food in our bodies was a pleasure the kids, and I wouldnβt feel - because my husband was satiating his body with addictive substances.Β
But see, I didnβt know that at the time. Addiction was still his secret. All I knew was that I respected his rules, and we always lived in debt despite a six-figure salary.
Addiction is expensive, and itβs really effing hungry.Β
But letβs fast forward to many years later.Β
I divorced and remarried a wonderful man - you would love him if you met him.Β Heβs THAT kind of man.Β Β
Last month, I was in the kitchen looking at the accounting and billing for this newsletter when my husband walked in and casually mentioned he received a bonus from work.Β
After congratulating him, I looked down at my computer screen and saw dozens and dozens of charges for $7.00 that had been declined.Β
And for some weird and crazy reason, I was reminded of the grocery bill story I just shared with you.Β
Then it hit me - these seven-dollar charges might be from women who were in my exact same position many years ago - women who were looking for help but, due to their partnerβs addiction, were not able to pay.
The next few minutes, I shared the grocery bill story with my husband, and then I told him, βI want to give back all the money Iβve made on this newsletter and write for free.βΒ Β
And because heβs THAT kind of man, he instantly understood, nodded with a smile, and said, βthatβs a great idea.β
The truth is: that times are difficult now, and inflation is real. I believe in paying people for their work and love supporting writers (I subscribe to some wonderful female writers on Substack), but there have been years in my career when I worked for free. And now feels like itβs appropriate to do it again because I can afford to do so.
If you have purchased a subscription, thank you for supporting my work. You should expect to see your account fully credited in the next 7-10 business days.
Itβs a privilege and an honor to write and research for you. Thank you for trusting me. I am really excited about our future and what we will achieve together. Every issue of the Love Over Addiction newsletter will now be completely free, and you can subscribe here.
Would you rather listen to these newsletters? I am returning to the Love Over Addiction podcast (yay!). You can subscribe on Apple Podcasts, Spotify, or Amazon (for free). I have always refused (and will continue) sponsors and commercials.
As always, I would love to hear from you - how are you doing this week?
Paying Bills When Addiction Steals All Your Money
THANK YOU MICHELLE. I'm currently in the middle of a horrible nasty contentious divorce from a 7-figure (!) earning, C-suite exec who is addicted to everything -- while I'm having to put groceries for myself and our two kids (daughters 9 and 6) on credit cards. I'm left to maintain the marital home since I had him removed due to an Emergency Order of Protection, yet I'm a stay at home mom with zero income and he makes over a million/year. The hundreds of thousands of $$ dissipated marital funds spent on alcohol, drugs and women (while claiming he was sober and I was crazy) are sickening to think about when I know the psychological, emotional, mental and financial abuse I've suffered for more than a decade. You summed it up when you said "Addiction is expensive, and itβs really effing hungry."
I don't know why I am sharing all this except to say...it's nice to remember we aren't alone and I'm grateful for you and your kindness and wisdom.
Lisa, we are all here for you. π Without judgement. Just encouragement to lovingly remind you - you and your son deserve to feel safe and have the lights on. π